Monthly Budget Planning Worksheet | Free Printable (Day 9)
Hello Krafty Planners! Welcome to Day 9 of the 15 Days of Free Printables! Today’s printable is a Monthly Budget Plan Worksheet.
A monthly budget is a detailed list of all the income and expenses that you will have during the month. It’s important to keep track of your monthly budget, as it helps you have a better idea of how much money you are spending.
The first step in creating a budget is to list all of your sources of income. This includes any regular or recurring sources of income, such as a salary, Social Security, or unemployment benefits. It also includes any irregular sources of income, such as money from an inheritance, the sale of an asset, or the repayment of a loan.
The sources of income should be listed in the order that the money arrives and can be done on a per month or per week basis, depending on how often you receive money.
Monthly expenses can be defined as the recurring costs of living. They include the cost of housing, food, transport, and other necessary items for you to live.
Most of the time monthly expenses are not fixed and they depend on many different factors like the cost of living in a particular area or the kind of lifestyle one chooses to live. For example, if you know that you normally spend about $350-400 a month on groceries, budget for the $400. Then if you have anything leftover you can spend on something fun or save it towards next month’s groceries.
EXAMPLE MONTHLY BUDGET ITEMS:
Rent/mortgage: $1,200
Utilities: $200
Food: $400
Other expenses: $200
Today’s printable is a simple way to create a monthly budget. It will help you see where your money goes and how much money you have leftover. Enjoy!
Download Your Monthly budget Planning PRINTABLE
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This worksheet is part of the new Budget Planner & the Planner Bundle Starter Kit.
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BEFORE YOU GO:
Here are a few more journaling posts you might like:
SUPPLIES I RECOMMEND FOR PRINTING
A PRINTER
If you’re going to be printing in color, I really recommend investing in an HP Instant Ink compatible printer. The quality of the finished product is amazing! If you don’t need a color printer, I highly recommend a laser printer like the Brother L23 Series. You will save hundreds on ink. You can also get a color laser printer which I would LOVE to have!
PAPER
For everyday printables, planners, and coloring pages for the kiddos I normally use Hammermill Printer Paper, 20 Lb. I love that you can get a small box of 3 reams instead of having to buy one at a time or a whole case of 10.
If I want something a little nicer, I use this laser paper which is incredibly smooth and has very little to no ghosting on the other side. This is perfect if you like to use pens/markers that are prone to bleeding through to the other side.
For printing on A5 paper, I use this Blank 6-Hole Punched A5 Paper. You can also get it without the holes but it’s $6-7 more. Which I think is odd because it’s usually the other way around and you have to pay more for the hole punching.
If you're printing a binder cover that you to be fade-resistant and last a long time, the best paper I would recommend using Epson Presentation paper. It's heavy like cardstock (48 lb), is great when laminated, and is made to last for decades.
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Related:
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