What is a Home Inventory and Why You Need One

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If your home was ransacked by burglars or destroyed by a fire, would you be able to provide your insurance agent with itemized receipts for your more valuable possessions? For most people, the answer is no.

A home inventory is simply a list of your personal possessions along with their estimated financial value.

Having an organized home inventory, also called a personal property inventory, will help you get the full value from your property insurance should a disaster ever befall your home.

You will need to set aside time for this project. Depending on the size of your home, you may be able to get this done in one afternoon — a simple room might take five minutes while a more complicated room might take up to an hour.

This project may seem overwhelming at first, but it’s really simple and you’ll be done before you know it.

Before you get started, I suggest that you contact your insurance agent to make sure what type of information is required under your current insurance policy and what is considered a “high-value” item.

SUPPLIES YOU WILL NEED:

• Pen

• Paper or your Home Inventory Binder

• Cell phone or camera

• Fire-resistant file box for storage

Taking Inventory

Choose a room, such as the living room, to begin and note down the major items you have there.

After each item note the year of purchase and the price. (if you don’t know the exact price, you’ll have to estimate)

Your inventory might look like this:

Next, take a picture or video of each section of the room, showing as many items as possible. You may want to take close up pictures of individual items listed on your inventory.

When you’re done with the steps listed above, move on to the next room. Be sure to check closets, hallways and even the bathroom for items you need to include on your list.

Don’t forget to check drawers, cabinets and any other hideaway spaces you may have stored something valuable.

Printable Home Inventory Binder (Editable PDF)

The Home Inventory Binder is 39 editable pages, including:

• Cover

• Title Page (information page)

• Home Inventory Checklist

• Home Inventory Room Logs

• Home Inventory photo pages

Click here if you think this planner will work for you!

Editable means:

• When you open the files there will be light blue boxes where you can type in your information (this will NOT remain light blue when printed)

• You can still print and hand-write on the sheets (the blue boxes won’t appear on your printed copy)

• The fillable font is Arial in black

• The checkboxes are not editable. The forms are intended for filling out on the computer, then printing out and checking each item off as you go

• The actual layout of the printable including colors, pattern, font style, existing text etc. are not editable and cannot be changed

Before You Go:

Here are a few more posts you might like:

• How to Easily Organize Your Monthly Bills & Paperwork

• 3 Simple Rules You Need to Know About Home Organization

• 3 Secrets of a Professional Organizer

• How To Clear The Clutter And Have A Cozy Home

• How To Get Your Home Organized Room by Room

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Did you find this article helpful? I’d love to hear about it! Feel free to post questions in the comments below. Thanks!

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